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Ethan McGowan

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Ethan McGowan is a Professor of Financial Technology and Legal Analytics at the Gordon School of Business, SIAI. Originally from the United Kingdom, he works at the frontier of AI applications in financial regulation and institutional strategy, advising on governance and legal frameworks for next-generation investment vehicles. McGowan plays a key role in SIAI’s expansion into global finance hubs, including oversight of the institute’s initiatives in the Middle East and its emerging hedge fund operations.

Ethan McGowan

The dollar’s slide is a self-inflicted wound from tariffs, aid cuts, and fiscal drift Market confidence punished these choices, raising costs for campuses and squeezing budgets Fix it with boring credibility: a real fiscal path, rules-based trade, and strategic re-engagement

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Ethan McGowan

AVs must pass an insurance test—no policy, no deployment Permits should hinge on corridor-specific coverage and quarterly audited claims data Keep driver-assist and driverless distinct; if it’s not insurable at market rates, it’s not permissible

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Ethan McGowan

Antitrust breakups miss the real battleground: AI assistants, not blue links Prioritize interoperability and open defaults to keep markets contestable Track assistant-led discovery, not just search share, to safeguard users and educators

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Ethan McGowan

Oil diplomacy now shapes school budgets, student mobility, and campus operations Japan’s hedging between U.S.–Israel ties and Arab energy suppliers previews the new normal Education leaders should hardwire energy resilience and principled, diversified academic partnerships

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Ethan McGowan

Easy renegotiation encourages lowball bids Costs rise later through change orders while value stays flat Use formula-based indexation, strict correction rules, and transparent amendment data In Europe, governments s

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Ethan McGowan

Spain’s blackout showed solar alone doesn’t keep schools on Campuses need batteries, islanding inverters, and wiring upgrades Shift policy from price relief to resilience built in schools In 2024, Spain generated 56.8% of its e

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Ethan McGowan

Tariff shocks don’t halt trade—they reroute it, reshaping supply chains Those shifts hit education budgets, curricula, and partnerships, demanding “diversification-ready” systems Train for regulatory and logistics literacy, hedge procurement, and build cross-border academic ties

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Ethan McGowan

China’s rise is gradual, not sudden Power shifts depend on capabilities, satisfaction, and institutions Education must adapt with diversification and resilience Across the global economy, one pair of numbers frames clas

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Ethan McGowan

Fragmentation cuts GDP and starves education Colonial borders fuel conflict, distrust, and lost learning Keep mobility open and fund cross-border education corridors We face a hidden cost that seldom appears in bud

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Ethan McGowan

Put talent—not tariffs—at the center of the India–U.S. deal U.S.

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Ethan McGowan

Token value comes from network use, not only cash flows Teach Metcalfe-style metrics—active users, adjusted settlement, fees and ETF signals—with transparent filters Update curricula to pair demand-based valuation with risk and regulation

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Ethan McGowan

U.S. tariffs mix security aims with bargaining, causing confusion. Allies hedge by shifting trade and investment toward China and cheaper energy, blunting U.S.

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Ethan McGowan

Bitcoin’s value stems from settlement utility, not cash flows Institutional demand and fees support this role It is better seen as a monetary asset than a Ponzi In its first year on the market, U.S

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Ethan McGowan

Aid can raise political violence by making public office a richer prize Design fixes—timing, transparency, smaller discretion, cash or in-kind by context—reduce that risk Gaza shows the stakes: build neutral, auditable rails and protect multi-year humanitarian budget

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Ethan McGowan

Impeachment carries an “uncertainty premium,” seen in a 14.6% drop in Korea’s FDI pledges Use impeachment as an emergency brake, not routine politics, to protect electoral mandates and stability Adopt guardrails—one-shot filings, fast voter-centered elections, judicial minimalism—and ring-fence education budgets

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Ethan McGowan

Confidence follows identity more than facts Schools should teach election procedures and prebunk manipulation Local transparency and routine audits build resilience when results disappoint The most telling number from the

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Ethan McGowan

Stablecoins are the battleground for China’s reserve-currency bid Without a trusted RMB token, dollar stablecoins entrench dominance and siphon savings Use Hong Kong and mBridge to launch audited RMB rails for trade and tuition

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Ethan McGowan

Tariffs in 2025 weakened the dollar instead of strengthening it Markets priced in retaliation, limited U.S.

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Ethan McGowan

Germany’s reputation for efficiency hides massive losses from excessive bureaucracy Evidence from trains, bakeries, and schools shows that cutting redundant processes boosts performance and retention.

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