Skip to main content

Ethan McGowan

[email protected]

Ethan McGowan is a Professor of Financial Technology and Legal Analytics at the Gordon School of Business, SIAI. Originally from the United Kingdom, he works at the frontier of AI applications in financial regulation and institutional strategy, advising on governance and legal frameworks for next-generation investment vehicles. McGowan plays a key role in SIAI’s expansion into global finance hubs, including oversight of the institute’s initiatives in the Middle East and its emerging hedge fund operations.

Ethan McGowan

General AI predicts probabilities, not context-specific safety Domain-specific AI fits the task and lowers risk in classrooms and markets Use ISO 42001, NIST RMF, and the EU AI Act, and test on domain benchmarks Reported AI incid

Read More
Ethan McGowan

Older adults lose billions to AI elder fraud each year Biology and deepfake tools amplify impersonation and urgency Add default friction—holds, verification, and reimbursements—to stop wires before money leaves In 2024, Americans

Read More
Ethan McGowan

Domestic transfers are instant; cross-border isn’t Linking FPS enables instant cross-border payments Stablecoins’ edge narrows; universities integrate Over seventy countries already transfer money domestically in sec

Read More
Ethan McGowan

South America faces a $7.3T loss—about a 4% GDP drag—from unhealthy ageing Adopt longevity economics: prevention, midlife reskilling, and age-friendly work from 50–75 Tie funding to health and re-employment outcomes to turn ageing into a growth dividend

Read More
Ethan McGowan

China is accelerating BRI investment and pushing CPEC into Afghanistan India needs a dual anchor: Russian channels for access; US–EU scale for finance and standards Keep a compliant Chabahar link and build skills-led corridors to retain leverage in Kabul

Read More
Ethan McGowan

Childcare subsidies alone haven’t raised births in Korea, Japan, or China The binding constraint is marriage risk—up-front costs and divorce/career exposure De-risk marriage with clear legal defaults, lower entry costs, and work guarantees

Read More
Ethan McGowan

Germans distrust AI-made news but reward transparent, human-led outlets Trust grows when provenance and labeling are clear EU rules now make this transparency mandatory A striking number tells the story.

Read More
Ethan McGowan

A 55% China tariff is rerouting supply chains toward ASEAN ASEAN can seize a third path by treating skills as trade infrastructure Bind investment to portable credentials and cross-border training to grow without picking sides On

Read More
Ethan McGowan

Security and economics in Asia-Pacific have fused Alliances are uneven across the region Education must lead a balanced third path Asia-Pacific security economics has shifted from a background issue to a driving force.

Read More
Ethan McGowan

Europe lags by undervaluing software Software investment and productivity must grow together Skills and management close the gap If two neighbors buy the same machines but only one installs the software, who get

Read More
Ethan McGowan

Wage volatility is widespread, especially in low-income, hourly education jobs Fixed-wage mandates shift risk to hours and jobs, not remove it Schools should share risk with guaranteed hours, predictability pay, lawful overtime, and work-sharing

Read More
Ethan McGowan

China wins on speed and scale; the EU Global Gateway must answer with reliability and skills Education, maintenance, and transparent contracts should drive projects to deliver uptime, not just assets With faster procurement and pay-for-performance finance, Europe can win trust without matching China’s spending

Read More
Ethan McGowan

AI human feedback cheating turns goals into dishonest outcomes—data tampering at scale Detection alone fails; incentives and hidden processes corrupt assessment validity Verify process, require disclosure and audits, and redesign assignments to reward visible work

Read More
Ethan McGowan

Cheaper tokens made bigger bills The LLM pricing war squeezes startups and campuses Buy outcomes, route to small models, and cap reasoning A single number illustrates the challenge we face: $0.07.

Read More
Ethan McGowan

India can secure cheap, reliable evening power at $0.042/kWh with solar plus storage Tariffs and volatile fossil imports make firm renewables the safest growth path Scaling batteries and recycling ensures long-term energy security and stable prices

Read More
Ethan McGowan

European economics journals reform must reward method and openness over brand prestige Tie hiring and grants to reproducibility—open code, preregistration, independent replications Build EU benchmarks and nimble society journals so reliable work earns global reach

Read More
Ethan McGowan

Taiwan’s nuclear referendum failed due to low turnout, not a lack of support Its grid now relies more heavily on costly imported gas A balanced mix with renewables, storage, and a safety-vetted nuclear option is vital Taiwan recent

Read More
Ethan McGowan

Vietnam’s public sector still drives too much of the economy, squeezing buffers and deterring investors Korean firms are diversifying as energy shortages, tariff shocks, and policy delays raise risk Cutting state dependence and upgrading power and skills can keep capital anchored

Read More
Ethan McGowan

Network credit models aren’t “inexplicable”—they can and must give faithful reasons Adopt “no reason, no model”: require per-decision reason packets and auditable graph explanations Regulators and institutions should enforce this operational XAI so that denials are accountable and contestable

Read More
Ethan McGowan

Europe must shift from cheap capital to quality allocation Skilled investors channeling funds to R&D lift productivity and GDP far more than lower spreads Deliver it with a safe asset, harmonised disclosure, scale-up capital, and university pipelines that measure quality

Read More