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Ethan McGowan

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Ethan McGowan is a Professor of Financial Technology and Legal Analytics at the Gordon School of Business, SIAI. Originally from the United Kingdom, he works at the frontier of AI applications in financial regulation and institutional strategy, advising on governance and legal frameworks for next-generation investment vehicles. McGowan plays a key role in SIAI’s expansion into global finance hubs, including oversight of the institute’s initiatives in the Middle East and its emerging hedge fund operations.

Ethan McGowan

Success means steady investment and capacity Milestones and blended finance sustain momentum Run a live portfolio and fix bottlenecks Every policymaker should keep seventy-five billion in mind.

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Ethan McGowan

Europe lags by scale, not ideas: U.S.

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Ethan McGowan

Asian subsidies—especially in steel—distort prices and trade Make subsidies conditional on training and shared curricula Compete on skills to cut tariffs and lift productivity Two numbers tell the story.

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Ethan McGowan

A 15% global minimum tax cuts shifting and anchors profits to real activity More onshore earnings strengthen in-house finance and level competition; havens shrink The U.S.

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Ethan McGowan

QR code payments cut entry costs and let micro-merchants sell digitally Cash use is falling, ATMs are shrinking, and cards and wallets are rising Policy should standardize open QR rails, keep fees low, and teach acceptance skills

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Ethan McGowan

Thick markets discourage energy-efficient renovations Thin markets often push owners to upgrade Subsidies should depend on local market thickness Energy-efficient housing renovations are meant to be the quie

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Ethan McGowan

Climate disasters intensify as Europe stays weak Rising losses shift from insurers to states Europe must build resilient climate insurance Only a quarter of climate-related disaster losses in the EU are insured.

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Ethan McGowan

Trade benefit ratio maps hidden partner losses Heterogeneity stems from supply diversity Policy and education: protect high-ratio sectors, diversify The key number to start the debate isn’t the tariff rate or the trade d

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Ethan McGowan

Japan–China tensions are now a social problem; deterrence alone cannot steady the region Dedicate a sliver of rising defense spend to history education, exchanges, and crisis literacy Pair hard power with hard learning so classrooms absorb shocks instead of amplifying them

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Ethan McGowan

Export restrictions shift rare earth profits and risks inside producing countries Indonesia and China gain leverage but concentrate benefits in big firms Stronger labour and environmental rules are needed so local communities share the gains

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Ethan McGowan

French fiscal stress is raising the risk of eurozone debt contagion Shocks in France or Italy would spill into Spain, Greece, and the Balkans through banks and bond markets A permanent ECB–ESM backstop is needed to protect public investment, especially education

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Ethan McGowan

Deepfake image rights alone cannot stop fast, zero-cost copying of abusive content We need layered protection that combines law, platform duties, and strong school-level responses Education systems must train students and staff, act quickly on reports, and treat synthetic abuse as a shared responsibility

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Ethan McGowan

Thailand is pivoting to green-powered growth Its green shift loosens Asia’s oil dependence Education must fast-track clean energy skills For once, the most critical number in global energy comes from a country w

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Ethan McGowan

EU digital regulation simplification will shape Europe’s tech power Fragmented rules now act as an uncertainty tax on digital innovators The article urges clear, one-stop rules that turn high standards into an advantage.

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Ethan McGowan

Rearmament budgets and backlogs—not civilian optionality—drove the valuation surge Dual-use R&D earns its premium by de-risking delivery and scaling deployable systems Policy should fund deployability, embed compliance, and protect targeted spillovers

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Ethan McGowan

Treat compute and clean power as strategic infrastructure for national security. Crowd in private capital with compute purchase agreements, capacity credits, and loan guarantees Tie support to open access, safety standards, and allied coordination as China accelerates

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Ethan McGowan

CBDC privacy decides whether people will use digital cash Most countries want CBDCs for sovereignty; the U.S.

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Ethan McGowan

SEC–CFTC harmonization now; no immediate merger Use a risk-tiered model while stablecoin rules cover payment risks Merge only if regulated payment stablecoins dominate activity and definitions converge In June 2025, sta

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Ethan McGowan

AI readiness in financial supervision decides who adopts fast and who falls behind In 2024, only 19% used generative tools, with advanced economies far ahea Fund data and governance, scale proven pilots, and measure real outcomes

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Ethan McGowan

India hedges: the U.S.

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