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Ethan McGowan

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Ethan McGowan is a Professor of Financial Technology and Legal Analytics at the Gordon School of Business, SIAI. Originally from the United Kingdom, he works at the frontier of AI applications in financial regulation and institutional strategy, advising on governance and legal frameworks for next-generation investment vehicles. McGowan plays a key role in SIAI’s expansion into global finance hubs, including oversight of the institute’s initiatives in the Middle East and its emerging hedge fund operations.

Ethan McGowan

Japan–China tensions are now a social problem; deterrence alone cannot steady the region Dedicate a sliver of rising defense spend to history education, exchanges, and crisis literacy Pair hard power with hard learning so classrooms absorb shocks instead of amplifying them

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Ethan McGowan

Export restrictions shift rare earth profits and risks inside producing countries Indonesia and China gain leverage but concentrate benefits in big firms Stronger labour and environmental rules are needed so local communities share the gains

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Ethan McGowan

French fiscal stress is raising the risk of eurozone debt contagion Shocks in France or Italy would spill into Spain, Greece, and the Balkans through banks and bond markets A permanent ECB–ESM backstop is needed to protect public investment, especially education

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Ethan McGowan

Deepfake image rights alone cannot stop fast, zero-cost copying of abusive content We need layered protection that combines law, platform duties, and strong school-level responses Education systems must train students and staff, act quickly on reports, and treat synthetic abuse as a shared responsibility

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Ethan McGowan

Thailand is pivoting to green-powered growth Its green shift loosens Asia’s oil dependence Education must fast-track clean energy skills For once, the most critical number in global energy comes from a country w

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Ethan McGowan

EU digital regulation simplification will shape Europe’s tech power Fragmented rules now act as an uncertainty tax on digital innovators The article urges clear, one-stop rules that turn high standards into an advantage.

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Ethan McGowan

Rearmament budgets and backlogs—not civilian optionality—drove the valuation surge Dual-use R&D earns its premium by de-risking delivery and scaling deployable systems Policy should fund deployability, embed compliance, and protect targeted spillovers

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Ethan McGowan

Treat compute and clean power as strategic infrastructure for national security. Crowd in private capital with compute purchase agreements, capacity credits, and loan guarantees Tie support to open access, safety standards, and allied coordination as China accelerates

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Ethan McGowan

CBDC privacy decides whether people will use digital cash Most countries want CBDCs for sovereignty; the U.S.

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Ethan McGowan

SEC–CFTC harmonization now; no immediate merger Use a risk-tiered model while stablecoin rules cover payment risks Merge only if regulated payment stablecoins dominate activity and definitions converge In June 2025, sta

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Ethan McGowan

AI readiness in financial supervision decides who adopts fast and who falls behind In 2024, only 19% used generative tools, with advanced economies far ahea Fund data and governance, scale proven pilots, and measure real outcomes

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Ethan McGowan

India hedges: the U.S.

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Ethan McGowan

Certification helps but is narrow and assumes high natural diamond prices Lab-grown diamonds crush prices, shrinking conflict rents at the source Pair stronger traceability and sanctions with support for mining communities and education

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Ethan McGowan

Publicity is now a measurable asset, not just awareness AI “digital doubles” and new laws make identity portable, licensable, and enforceable Schools should value identity with attention-adjusted EMV and share revenue transparently

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Ethan McGowan

AI capital cheapens routine thinking and shifts work toward physical, contact-rich tasks Gains are strong on simple tasks but stall without investment in real-world capacity Schools should buy AI smartly, redesign assessments, and fund high-touch learning

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Ethan McGowan

China’s clean-energy surge makes the 7–10% by 2035 a floor, not a ceiling Wind, solar, and EV scale are bending emissions down despite coal capacity With the U.S.

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Ethan McGowan

Markets provide the fastest, most reliable signal of expected inflation Pairing market prices with news-based textual indicators improves shock classification and timing Education systems should anchor wages and procurement to this dashboard with simple, rules-based triggers

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Ethan McGowan

Supply shock inflation comes from real shortages that rates cannot fix Central banks can limit spillovers, but fiscal and structural tools must absorb the shock Inflation control is a shared task. When European gas pric

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Ethan McGowan

Digital bank runs can drain banks in hours, outpacing current LAC rules. Raise LAC for mid-sized, high-digital banks using uninsured-deposit and network metrics AI-amplified rumors heighten correlation, so stress tests and resolution must run on 24-hour clocks

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Ethan McGowan

Chinese subsidies lower prices now but create domestic misallocation and cross-border distortions Importers’ short-run gains are offset by capacity loss, concentration, and volatile input shocks Targeted remedies, resilient procurement, and updated curricula can cut the global welfare loss

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